Benefits
Choosing the right credit card is easier than ever.
No matter which card you choose, you'll enjoy important features like:
- EMV smart chip technology for added security
- Mobile purchasing capability for added convenience
- Plus much more!
Pick the best reward card for you
Great For Large Expenses
VISA® PLATINUM CARD
Save on interest with a great low introductory rate for an extended time. Pay down other credit card balances faster with this non-rewards card. Use for large purchases, unexpected expenses or last-minute necessities.
Power To Choose And Earn
VISA® Max Cash Preferred Card1
Cash back on two categories you choose - first combined $2,000 spent each quarter.4 Unlimited cash back on one everyday category of your choice. Unlimited cash back on all other eligible purchases. Bonus awarded after you spend $500 within first 90 days of account opening.5
Earn More On Frequent Spend
Visa® Everyday Rewards+
Points on dining, take-out and food delivery.1 Points at grocery stores, grocery delivery, gas stations, and streaming services. Points on all other eligible spend. Earn 15,000 bonus points (a $150 value) when you spend $500 within the first 90 days.2 No caps or limits on the number of points you can earn.
Build Your Credit
VISA® SIGNATURE COLLEGE REAL REWARDS CARD
Earn 1.5 points monthly for every dollar you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.4 Get 2,500 bonus points after your first purchase.4 Redeem your points for cash back, travel, merchandise or gift cards.
1Everyday Rewards+ Card: You will earn 1 Point for every dollar in eligible net purchases charged to your Account
during each billing cycle. In addition, you will earn additional Points for the following: You will earn 3 additional Points for
every dollar in eligible net purchases during each billing cycle at merchants classified as a restaurant, fast-food restaurant
or bar. You will earn 1 additional Point for every dollar in eligible net purchases during each billing cycle at merchants
classified as gas station, grocery store, supermarket or qualifying streaming subscription service. Refer to program rules for
official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries
may not qualify for the grocery store or grocery delivery category. Purchases qualify for Points based on how merchants
choose to classify their business and we reserve the right to determine which purchases qualify. Points expire five years
from the end of the quarter in which they are earned.
2If you’re approved for a new Everyday Rewards+ Card, one-time 15,000 bonus points will be awarded after eligible net
purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks
after you have met the spend requirement for your bonus to be credited to your rewards balance.
3Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only,
which will be deposited within seven business days, or as a statement credit to your credit card account, which will be
deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption).
4Max Cash Preferred Card: Cardmember must initially enroll into categories of their choice, or all net purchases will
earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000
in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your
2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how
merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash
rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be
deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within
one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the
account remains active. If there is no reward, purchase or balance activity on your account for 12 statement cycles, your
cash rewards balance will expire.
5If you’re approved for a new Max Cash Preferred Card, one-time $150 bonus will be awarded for redemption after
eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please
allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.
6Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardmember must notify Elan
Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
7Free credit score access is available through online account access only. The free VantageScore® Credit Score is for
educational purposes only and is not used by Elan Financial Services to make credit decisions.
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
Competitive Rates
Rewards Available
Anytime Funds
Friendly Service
